Regulatory Reporting
Preparation and submission of periodic regulatory returns to the FCA, Bank of Lithuania and other regulators.
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Tell us the business, the markets and your timing. Every enquiry is answered the same business day, with a written proposal: the licence, the requirements, the cost and the timeline.
Your enquiry
What we do
Regulatory reporting is a fundamental obligation for payment institutions, EMIs, MSBs, money transmitters and cryptoasset firms. Late, inaccurate, or incomplete reporting can result in enforcement action, penalties, and reputational damage.
Our regulatory reporting service covers the preparation and submission of all required reports to the FCA and other regulators, including capital adequacy returns, transaction reports, complaints data, financial crime returns, and ad-hoc notifications.
We ensure your reporting is accurate, timely, and consistent, freeing your team to focus on running the business while maintaining full regulatory compliance.
Reporting Calendar
We establish a complete reporting calendar covering all deadlines and submission requirements.
Data Gathering
We work with your team to gather and validate all required reporting data.
Report Preparation
We prepare submissions in the format required by each regulator.
Review & Submission
Reports are reviewed by a senior consultant before submission.
What's Included
Reporting Calendar
Complete schedule of all regulatory reporting deadlines and requirements.
Capital Adequacy Returns
Preparation and submission of capital adequacy calculations and reports.
Transaction Reports
Compilation and submission of periodic transaction data as required.
Financial Crime Returns
Preparation of AML/CFT-related regulatory returns and notifications.
Ad-Hoc Notifications
Management of regulatory notifications for material events and changes.
Record Management
Complete records of all submissions maintained for audit and reference.
Who this service is for
Firm types
- - FCA-authorised payment institutions
- - Electronic money institutions
- - Multi-jurisdiction regulated firms
- - Firms with complex reporting obligations
Situations & Triggers
- - Setting up reporting processes post-authorisation
- - Missed or late reporting deadlines
- - Expanding into jurisdictions with new reporting requirements
- - Needing to improve reporting accuracy
Why firms choose Regulatory Counsel
200+ licence and registration engagements
Applications taken through regulators in the United States, the United Kingdom, Europe, Canada, Australia, the Middle East and Asia.
Senior-led
The same senior practitioners run your engagement from the first assessment to the last regulator question.
Every regulated sector
Payment, e-money, money transmission, crypto, banking, lending, insurance, mortgage and investment firms.
In writing, the same day
Every enquiry is answered the same business day, and scope, timeline and fees are set out in writing before work begins.
Related insights
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FCA Regulatory Reporting Requirements: A Complete Guide for Firms
Which FCA returns each type of firm submits through RegData, the due dates set in SUP 16 and DISP, the late submission fee and the reporting changes due in 2027.
More guides
- Regulatory Reporting Automation: How RegTech Can Reduce Risk and Cost
- Investment Firm Prudential Regime (IFPR): Ongoing Obligations and Common Compliance Gaps
- FCA Regulatory Reporting for Insurance Brokers and MGAs in 2026
- Consumer Credit Regulatory Reporting in 2026: CCR009, Product Sales Data and FCA Expectations
- FCA Material Third-Party Reporting 2027: How Firms Should Prepare
- FCA Operational Incident Reporting 2027: New Rules and Implementation
- Canada RPAA Compliance 2026: New Bank of Canada Guidance on Safeguarding, Senior Officers and Annual Reporting
- CASS 15 Software: How EMI and Payment Firms Can Automate Safeguarding Compliance
- Safeguarding Requirements by Jurisdiction: UK, EU, Canada, Singapore, Hong Kong and Australia
- Regulatory Reporting for Multi-Licence Payment Firms
- UK CASS 15 Safeguarding Requirements
- REP027 Safeguarding Return: Monthly FCA Reporting Guide for Payment Institutions and EMIs
- CASS 15 Daily Reconciliation and Breach Management: Internal, External and D+1 Controls
- CASS 15 Annual Safeguarding Audit: Scope, Evidence and Deadlines
- Multi-Jurisdiction Regulatory Reporting for Payment and E-Money Firms: UK, EU, Canada, US, Australia and Hong Kong
- CASS 15 Resolution Pack: CASS 10A Contents and 48-Hour Retrieval
- RPAA Annual Report 2027: What Payment Service Providers Must File With the Bank of Canada by 31 March
- Annual Compliance for US Advisers and Broker-Dealers: Form ADV, Audits, Reviews and Key Dates to 2028
- The NMLS Mortgage Call Report and Annual Renewal: What Licensed Mortgage Companies File and When
- NMLS Annual Renewal for Money Transmitters: The 2026 Checklist
- MSB Call Report: What Money Transmitters File Each Quarter Through NMLS
Ready to get started?
Every enquiry is answered the same business day, with a written proposal.
Speak to a licensing expertFrequently asked questions
FCA-regulated PIs and EMIs must submit regular returns including capital adequacy reports, safeguarding returns, complaint data, financial crime returns, and various ad-hoc notifications.
Late reporting is a breach of regulatory requirements and can result in enforcement action, including public censure and financial penalties.
Yes. We manage regulatory reporting across all major jurisdictions, ensuring consistency and accuracy.
We recommend starting data gathering at least two weeks before submission deadlines to allow adequate time for validation and review.
Yes. We manage all regulatory notifications including material changes, breaches, complaints, and other events that require regulator notification.
We work with the FCA's RegData system and other regulatory submission platforms. We also use secure data management tools for report preparation.
Yes. We manage smooth transitions from existing providers or in-house teams, ensuring no reporting gaps during the handover period.
Yes. We can prepare internal MI reports alongside regulatory submissions, giving your board visibility of key regulatory metrics.