Regulatory counsel for regulated finance
A senior-led practice in London and New York. The UK is our core market, and clients stay with us from their first permission through every year of supervision.

Talk to us
Tell us what you are building and where. A senior adviser replies the same business day with a written view of the permission you need and how we would approach it.
London · New York · info@regulatorycounsel.co.uk
Clients include
Who we are
A specialist regulatory practice for firms that hold, move or lend money. Clients come to us to become authorised and stay because the obligations that follow do not end. We tell a board what the regulator will expect before anything is written, design the governance to meet it, and stand beside the firm in every conversation with the regulator afterwards.

How we support you
- AuthorisationDeciding which permission a business needs, preparing the application and the people and policies behind it, and handling the regulator until the decision. Payment, e-money, crypto, lending, insurance and investment authorisations in the UK, Europe, North America, the Middle East and Asia.
- Compliance and governanceThe compliance framework, the monitoring plan, the regulatory returns and the board reporting that keep an authorised firm in good standing, as a retained adviser or through an independent audit.
- Financial crimeAnti-money laundering and sanctions frameworks, business-wide risk assessments, transaction monitoring design and the independent reviews that regulators and banking partners ask for.
- Safeguarding and client moneySafeguarding and client money arrangements for payment, e-money and investment firms: the method, the reconciliations, the resolution pack and readiness for the annual audit.
- Regulatory response and remediationInformation requests, skilled person reviews, variations of permission, changes of control and remediation programmes, handled with the regulator on the firm’s behalf.
Payment, e-money, crypto, lending, insurance and investment firms
From a founding team seeking its first permission to an established group adding a market.

